Building Real Financial Confidence Through Practical Skills
Money management isn't complicated when you've got the right guidance. Our budgeting program walks you through the essentials—from tracking daily expenses to planning for what matters most. We start in late August 2025, giving you time to prepare and think about your financial goals.
People who understand where their money goes make better decisions. That's what we focus on here—practical tools and realistic approaches that actually fit into everyday life.
Learning That Fits Your Schedule
Most of us didn't grow up learning how to budget properly. School covered algebra and history, but managing a paycheck? That usually came from trial and error—often expensive error.
This program runs for twelve weeks starting 25 August 2025. Each session is two hours, designed around working adults who can't drop everything to study. We meet Tuesday evenings and Saturday mornings, so you can pick what works.
The focus stays practical throughout. You'll track your own spending, build your own budget categories, and troubleshoot real situations—not hypothetical textbook examples. By the end, you'll have a system that actually works for your life.
What You'll Actually Learn
Six core modules that take you from basic tracking to confident financial planning. Each builds on the last, so by week twelve you've got a complete system working for you.
Tracking Reality
Before you can budget, you need to know where your money actually goes. We'll set up simple tracking systems that don't require fancy apps or spreadsheet expertise—just honest awareness of your spending patterns.
Category Building
Everyone's expenses are different. You'll create budget categories that match your actual life—not generic templates that never quite fit. This includes irregular expenses that catch most people off guard.
Income Allocation
Once you know what you spend, we work on intentional allocation. How much goes to necessities? What's realistic for savings? Where can you enjoy your money without guilt? These are personal decisions with practical frameworks.
Emergency Planning
Unexpected expenses will happen. Car repairs, medical bills, broken appliances—these aren't emergencies when you're prepared. You'll learn how to build and maintain a buffer that reduces financial stress significantly.
Debt Strategy
If you're carrying debt, we'll develop a realistic payoff approach that doesn't require eating instant noodles for two years. Small, consistent progress beats dramatic short-term sacrifice that you can't sustain.
Future Goals
Budgeting isn't just about restrictions—it's about funding what matters to you. Whether that's travel, home ownership, or career changes, you'll learn how to align your spending with your actual priorities.
Your Journey Through the Program
Twelve weeks structured to build your confidence gradually, with plenty of practice and adjustment time.
Weeks 1-3: Foundation
We start with awareness—tracking everything you spend for three weeks without judgment. Most people are surprised by what they discover. You'll also learn basic recording methods and start identifying patterns in your spending behaviour.
Weeks 4-6: Structure
Now we build your personal budget framework. You'll create categories that reflect your life, set initial targets, and start making intentional choices about allocation. This is where theory meets your actual bank account.
Weeks 7-9: Adjustment
Your first budget probably won't be perfect—that's normal. We refine your categories, address unexpected challenges, and develop strategies for staying on track when life gets busy or complicated.
Weeks 10-12: Independence
The final weeks focus on sustainability. You'll plan for irregular expenses, develop your own problem-solving approaches, and create systems that work without constant oversight. By week twelve, you're managing independently.
Who You'll Learn From
Our instructors have all worked in financial planning and education for years. More importantly, they've helped hundreds of people develop budgets that actually stick.
Callum Stenberg
Callum spent fifteen years as a financial counsellor before joining our team. He specialises in helping people recover from debt and rebuild their financial confidence through realistic planning.
Henrik Lindahl
Henrik works with small business owners and freelancers who deal with irregular income. His approach focuses on flexible budgeting systems that adapt to changing financial situations.
Jasper Torvik
Jasper designs the curriculum and handles most student support. He's particularly good at explaining complex financial concepts in straightforward language that doesn't require an economics degree to understand.
Ready to Take Control of Your Finances?
The next program begins 25 August 2025 at our Port Macquarie location. Classes run Tuesday evenings from 6:30 to 8:30pm and Saturday mornings from 9:00 to 11:00am.
You'll need basic computer skills and access to your bank statements. Everything else we'll cover together. The program includes all materials and ongoing support through our online forum.
- Twelve interactive sessions with practical exercises
- Personal budget workbook and tracking tools
- Access to our student community forum
- Follow-up session three months after completion
- Certificate of completion for your records